California Plans: Covered CA

Covered California is the health insurance marketplace in the U.S. state of California established under the federal Patient Protection and Affordable Care Act (ACA). The exchange enables eligible individuals and small businesses to purchase private health insurance coverage at federally subsidies. Ask us to qualify for zero(0) monthly premiums and more! government of California. 

Health Plans are More with Financial Help

Open enrollment is here and it’s the time to get health coverage for 2023! If the cost of coverage is holding you back, we offer financial help that can lower the monthly premium cost for individuals and families who enroll through Covered California! In case you are unfamiliar, financial help is applied automatically to the monthly health insurance premium before you even see a bill.

Finding out how much you may save on the cost of health insurance with financial help is easy and simple! Just visit CoveredCA.com and use the Shop and Compare tool to find your savings and compare quality health plans from trusted companies to find the best one for your 2023 coverage needs.The amount of financial help you may receive is based on your household information, such as:Your household income
Your household size (the number of people in your household and their age
and Zip code

Watch the video “How to Use the Shop and Compare Tool” to get step-by-step instructions on how to check for financial help and compare health plans.

Regardless of the plan you select, you will get the same comprehensive coverage. All Covered California health insurance plans cover preventive care at no additional cost, so you don’t pay extra for services like annual checkups, depression or cancer screenings, as well as many more! You also don’t have to meet your deductible to utilize these free services. Preventive care helps detect health issues early, helping you stay healthy and avoid bigger health issues.

Start shopping for health coverage today so you can help maintain your wellness with a quality health plan for 2023!

Don’t go without health insurance.
Avoid paying the tax penalty for not having health insurance in 2023!
We can help you find quality health coverage for 2023.

Remember:
For coverage to start January 1, 2023, you must sign up by December 31!

Extension of the National COVID-19 PHE, Assisting Medi-Cal Beneficiaries, and SB 260

In response to continued impacts of the COVID-19 pandemic, the U.S. Department of Health and Human Services (HHS) extended the national Public Health Emergency (PHE) through January 11, 2023. HHS has committed to providing states a 60-day notice before the end of the COVID-19 PHE; since a notice was not provided, Covered California anticipates the PHE to be extended beyond January 2023.

States that administer Medicaid (Medi-Cal in California) and the Children’s Health Insurance Program (CHIP), cannot terminate a beneficiary’s enrollment during the PHE unless they move out of state, become deceased, or the beneficiary requests a voluntary termination of eligibility from their local county social services. Our Medi-Cal Reminders and When to Contact County Social Services Guide outlines important information that certified enrollers can use when assisting Medi-Cal beneficiaries who may be eligible for and wish to enroll into a Covered California plan.

The Automatic Enrollment Program (also known as Senate Bill 260) authorizes Covered California to enroll consumers in a qualified health plan automatically when they lose Medi-Cal coverage and gain eligibility for advanced premium tax credits (APTC). This program will be activated at the end of the national COVID-19 PHE. Our Auto Enrollment Program Toolkit contains important program information, resources, and support materials.

Extension of National Monkeypox PHE

On November 2, 2022, the Department of Health and Human Services renewed its declaration that a national public health emergency exists because of the Monkeypox outbreak. Impacted California residents, who otherwise qualify, can use the ”Public Health Emergency” Qualifying Life Event (QLE) outside of the Open Enrollment Period to enroll into a Covered California plan while there is a declared Public Health Emergency at the national or state level.

Learn more about financial help ?

What to expect after you enroll in Covered CA ?

What is a qualifying event or special enrollment?